PARVA
perspectives

by Ilaria Arisi

As governments worldwide accelerate the shift from paper and PDF invoices to structured electronic invoicing (e-invoicing), 2026 has emerged as a pivotal year for global compliance. More than 70 countries have already implemented or are actively rolling out mandatory e-invoicing regimes, with Europe seeing particularly rapid progress

Senior leaders set the vision, middle managers make it a reality. Engage them early to ensure your business transformation works, writes Kieran O’Daly.

Often the unsung heroes of the organisation, middle managers are the pivotal link between C-suite and general staff and can play a crucial role in designing, communicating and executing the vision behind a successful business transformation.

Europe is entering a new era in the fight against financial crime. The EU AML Package reshapes how compliance operates across the financial sector, with particular implications for cross-border groups, payment firms, and crypto-asset service providers (CASPs).

It’s a strategic milestone that will define how firms manage risk, data, and governance to meet the strengthened compliance requirements for years to come.

In Loan & Leasing system migrations, financial control is not a secondary workstream: it is one of the core conditions for a successful transformation.

Sustainability — too often reduced to a branding exercise, a token nod to the green lobby or a box-ticking response to regulation — is now recognised as a powerful business driver, capable of delivering meaningful change and materially improving the bottom line, writes Kieran O'Daly

Article featured in the Sunday Times (17/05/2026)

From greenwashing to growth - The Times & The Sunday Times

The most common transformation failures and how to prevent them

Article featured in the Sunday Times (10/05/2026)

The most common transformation failures — and how to prevent them - The Times & The Sunday Times

In the previous section, we outlined a typical structure of a Loan & Leasing Group.

However, in our experience, group organisations are often more complex. Achieving both strong vertical control from the Holding and effective horizontal coordination across Business Units can be challenging.

One of the most critical situations arises during the month-end reporting to the Holding: this is the moment when data fragmentation, local process differences and system limitations become most visible.

Driving efficiency, compliance, and strategic value across the organization.
In the world of Loan & Leasing, Group Reporting is not just a finance task, it is the mechanism through which the Holding governs the business.

What if compliance became easier to run day to day without lowering standards? That’s the intent behind the European Commission’s Digital Omnibus initiative, presented in November 2025 as part of a broader digital package to streamline EU digital regulation while keeping Europe’s standards for data protection, safety, and fairness.

The transition to T+1 settlement, scheduled for 11 October 2027, is more than a technical adjustment, it represents a structural change that will reshape the European post-trade landscape

Financial institutions today face unprecedented complexity. From navigating regulatory change and digital disruption to meeting rising customer expectations, both banks and insurers must balance agility with resilience. In this environment, many organisations are realising that success no longer comes from isolated initiatives but from building repeatable, scalable capabilities that deliver excellence across the enterprise.

That is where Centres of Excellence (CoEs) come in.
A well-run CoE allows companies to move from reactive problem-solving to proactive capability building and, more importantly, delivering more value at scale with less risk.

By Ilaria Arisi